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Welcome to the Health Insurance Marketplace® | HealthCare.gov
Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

Mental health and substance abuse health coverage options
All Marketplace insurance plans cover mental health and substance abuse services as an essential health benefit. Learn more about what's covered at HealthCare.gov.

Health insurance plans & prices | HealthCare.gov
Get estimated prices on 2025 health plans before you apply You can browse plans and estimated prices here any time. Next, create or log into your Marketplace account to apply, get final prices, and enroll.

Pre-existing condition - Glossary | HealthCare.gov
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

The Marketplace in your state - HealthCare.gov
No matter what state you live in, you can enroll in affordable, quality health coverage.

Preauthorization - Glossary | HealthCare.gov
A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary. Sometimes called prior authorization, prior approval or precertification.

Health coverage options for incarcerated people - HealthCare.gov
Insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.

Find out what Marketplace health insurance plans cover
Learn about the essential health benefits that all private health insurance plans offered in the Health Insurance Marketplace® must cover.

Preventive health services - HealthCare.gov
Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes plans available through the Health Insurance Marketplace ®.

How to appeal an insurance company decision | HealthCare.gov
If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the company's decision and have it reviewed by a third party. You can ask that your insurance company reconsider its decision.

 

 

 

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